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Fractional CFO Services
for Canadian Businesses

Executive-level financial strategy without the $250,000/year executive salary. ATS fractional CFOs provide cash flow forecasting, strategic financial planning, investor-ready reporting, and M&A support — giving growing Canadian businesses the financial leadership they need to scale.

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Quick Answer

What is a fractional CFO? A fractional CFO is an experienced Chief Financial Officer who works with your business on a part-time basis, providing executive-level financial strategy — cash flow forecasting, financial modelling, board reporting, capital raising, and M&A advisory — without the $200,000–$300,000/year cost of a full-time hire. For businesses between $2M and $50M in revenue, a fractional CFO is often the most financially intelligent decision you can make.

Does Your Business Need a Fractional CFO?

Most businesses outgrow their bookkeeper before they can justify a full-time CFO. This is the fractional CFO gap — the period when financial decisions are complex enough to require a seasoned CFO's perspective, but revenue doesn't yet support the $200,000+ cost of a permanent hire. Signs you're in this gap: you're raising capital and need investor-ready financial models, you're making significant capex decisions without a proper forecast, your cash flow surprises you regularly, or you're considering selling, acquiring, or expanding and need expert financial guidance. ATS fractional CFOs close this gap — working alongside you as a genuine financial partner, not just a reporting function.

What's Included in ATS Fractional CFO Services

Strategic financial leadership tailored to your business stage — from growth planning to investor relations.

Cash Flow Forecasting & Modelling12–18 month rolling cash flow forecasts and scenario models — so you always know your runway and can plan for growth confidently.
Annual Budgeting & Strategic PlanningAnnual budgets built with rigorous financial modelling, including departmental breakdowns, headcount planning, and revenue forecasts by product or channel.
Investor & Board ReportingInstitutional-quality financial packages for board meetings, quarterly investor updates, and lender covenant compliance — presented professionally.
Fundraising & Capital AdvisoryPreparation of investor decks, financial models, and data rooms for equity and debt financing — including relationships with Canadian lenders and BDC.
KPI Dashboard DevelopmentCustom KPI dashboards tracking the metrics that actually matter for your business — from unit economics to LTV:CAC ratios to gross margin trends.
M&A Due Diligence & AdvisoryFinancial due diligence support for acquisitions, quality of earnings analysis, and sell-side preparation if you're considering exiting or taking on investors.
Banking & Financing RelationshipsManaging relationships with your bank, negotiating credit facilities, and preparing loan applications — leveraging our network of Canadian financial institutions.
Unit Economics & Pricing StrategyDeep analysis of your business's unit economics — contribution margins, customer acquisition costs, LTV — and pricing strategy recommendations to optimize profitability.

How Our Fractional CFO Engagement Works

Step 01

Discovery & Financial Assessment

We conduct a comprehensive financial assessment — reviewing your historical financials, understanding your growth goals, and identifying the highest-priority areas where CFO-level input will create the most value.

Step 02

Financial Model & Dashboard Build

We build your core financial model — a dynamic, driver-based model linking your income statement, balance sheet, and cash flow — plus your KPI dashboard tracking the metrics that matter most.

Step 03

Monthly Strategic Engagement

Monthly CFO meeting with your leadership team — reviewing performance against plan, discussing strategic financial decisions, updating forecasts, and providing guidance on key business decisions.

Step 04

Ongoing Strategic Partnership

Your ATS CFO is available for ad hoc strategic discussions, investor calls, board meetings, and critical financial decisions as they arise — a genuine financial partner, not just a monthly reporting function.

Who Needs a Fractional CFO?

Businesses with $2M–$50M revenue
Companies raising equity or debt financing
Businesses planning acquisitions or exits
Venture-backed startups scaling fast
Businesses with board or investor oversight
Companies facing strategic financial decisions

CFO-Level Strategy from $2,499/Month

A full-time CFO in Canada costs $200,000–$300,000/year in salary plus equity. Our fractional CFO service delivers the same level of strategic financial leadership at a fraction of the cost — scaled to your business needs.

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Starting from
$2,499
per month
CFO FAQs

Questions About Fractional CFO Services

What is a fractional CFO?
A fractional CFO is an experienced Chief Financial Officer working with your business on a part-time or contract basis. They provide executive-level financial strategy — cash flow forecasting, capital raising, M&A advisory, board reporting, and strategic financial planning — without the $200,000–$300,000/year cost of a full-time executive hire.
When does my business need a fractional CFO?
You likely need a fractional CFO when your revenue exceeds $2–3M and financial complexity is growing, when you're raising capital or dealing with investors, when you're facing a major financial decision (acquisition, expansion, exit), or when your board is asking for more sophisticated financial leadership than your current team provides.
How much does a fractional CFO cost in Canada?
ATS fractional CFO services start at $2,499/month. Full-time CFO salaries in Canada range from $200,000–$350,000/year plus equity. Most businesses in the $2M–$20M range get far more value from a fractional CFO at $3,000–$5,000/month than they would from a full-time hire — because they get senior experience, not a junior CFO they can actually afford to hire full-time.
What's the difference between a fractional CFO and controller?
A controller ensures your financial reporting is accurate — they look backward. A CFO provides strategic financial leadership — they look forward. Controllers manage the close process and audit readiness; CFOs build financial models, advise on capital allocation, and lead strategic financial decisions. Many growing businesses need both, and ATS provides both services.
Can a fractional CFO help us raise investment?
Absolutely. Investor-ready financial preparation is one of the highest-value things a fractional CFO does. This includes building the financial model, preparing the data room, stress-testing assumptions, preparing for investor due diligence questions, and advising on valuation and deal structure. ATS CFOs have extensive experience supporting Canadian businesses through equity and debt financing processes.
Do you serve businesses outside Montreal?
Yes. ATS serves businesses across all Canadian provinces remotely. Our fractional CFO engagements are primarily virtual — monthly strategy calls, ongoing availability via email and phone, and in-person availability for board meetings as needed. Location is not a barrier.

Scale your business with a strategic financial partner.

Stop making major financial decisions without expert guidance. ATS fractional CFOs bring the strategic financial leadership your business needs to grow with confidence — and capital efficiency.

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